In fact, the best plan would be so simple that it fits on the back of an index card – meaning that you can commit it to memory and use it to drive every decision you make.
So, by this point in the plan you need to: If you need help with this goal-setting process, I co-own Property Hub Invest which offers free strategy meetings.
It's often easier to work this stuff out in conversation with someone who knows their stuff, rather than doing it all in your own head.
Sure, it'd be a pretty stupid thing to do – you should really have had a more ambitious goal – but you get the point.
Obviously, most of us aren't in that position – and that's why we need a strategy. A handy way of looking at it is to take the amount of money you've got to invest in property, and assume that you can get a 10% annual return on that money (ROI) – which is a rough rule-of-thumb for a normal property bought with a 75% mortgage.
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